Based on the question, there is no quick fix. Improving your credit score takes time. Even when you pay off debt or resolve public records such as bankruptcy, your score may not immediately improve. Pay bills on time, keep balances low, and pay off debt Don’t close unused credit cards […]
When you received the loan, you had to sign many papers (closing paperwork). Some of this paperwork is notarized. This large stack of paperwork should have been copied and given to you for your records. One document in particular, the Mortgage Note, is in this stack. Please view the image. […]
Millennials on average pay $92,600 in total rent by the time they turn 30, according to a report by the real estate website RentCafe. While this generation’s total median income is higher than previous generations – $206,600 in eight years – they spend about 45% of their pay on rent. […]
This is a great article about pro’s and con’s of early loan payoff and investment strategy. My recommendation would be stay open to changing strategies. Especially if you are closer to retirement. If you are in your 20’s to 50’s doing both would be a good idea. Gradually accelerate mortgage […]
Some of these new smart thermostats claim to save 15%-20%. This is an average. Weather in California is different than Maine. You may want to ask someone who has one installed in your local area. In Southern California, the air conditioner is often used more than the heater. Make sure […]
If you’re thinking about selling your house, plan ahead for extra costs that will take a chunk out of any profit you may make. The average American homeowner will spend $18,342 to sell their house, according to a new studyby real estate research firm Zillow and Thumbtack, an online site […]
Tim and Tracey Kerin knew it was time to downsize soon after their grandson Maximus was born. “We started to re-evaluate what’s important to us at this stage in life and decided that our health and family were more important than a larger home with a big backyard and pool,” […]
This is a good article for this person’s situation. I agree, low interest rate mortgage, keep making payments. Invest the inheritance. You should outpace the interest rate on the loan. I’m about to inherit a little bit of money. I’m 45 and have a wife and two kids. This money […]