TOP 10 THINGS TO DO WHEN BUYING YOUR DREAM HOME
If you are considering buying a home, refinancing, or using equity to pull cash out, contact me today. Use this link, https://kenlends.com/apply-now/
Category Archives: Tips to Save Money Article
Read More
Is it better to go with a home mortgage of 15 years or 30 years?
There are pros and cons for each loan term. We will analyze a 30 year fixed and a 15 year fixed. A simple rule of investing, the shorter the duration of the loan (term), the lower the interest rate. This applies if all other elements are equal (loan amount, same […]
How do you choose a credit repair agency — meaning, discern the truly helpful ones from the scam ones out there?
Have you considered attempting credit repair on your own? If you hire someone, the fees charged could be quite high, normally thousands. If you had a dispute playbook, would you try it on your own? Self Credit Repair: You may think it is daunting. But, it is not. You will […]
How does your credit score impact you financially?
Yes, your credit score does impact you financially. According to the US government agency, Federal Trade Commission, there are many ways you could be impacted financially. If you would like to read all the FTC details, use this link, Free Credit Reports Who may ask to run your credit report. […]
What is a soft credit check?
What is soft credit score check? I will add a question. What is hard credit score check? Let’s start with the latter. A hard credit score check is when your credit report is run. To be more specific, you authorized your credit report to be run. This will result with […]
Who Does Low Down Payment Loans in Orange County?
Who does low down payment loans in Orange County? You have landed at the right place. We offer zero down home loans as well as very small down payment loans (1.5%) for loan amounts above $484,350. Watch this short video. Contact me to get started. You do not need 20% […]
Can you assume a Fannie Mae mortgage in Orange County
Can you assume a Fannie Mae mortgage? An assumable loan allows a buyer to assume the rate, repayment period, current principal balance and other terms of the seller’s existing mortgage rather than obtain a brand-new mortgage. Check the loan terms to see if your loan is assumable. Technically speaking, any […]
Mortgage Lender Costa Mesa-Will a Personal Loan Risk My Mortgage?
Will a personal loan risk my mortgage? How soon after a mortgage closing (not refi) can I take out a personal loan without risking the mortgage in any way? There is no waiting period. Keep in mind the loan must be closed. This means the deeds should be recorded. The […]