Who wants to end the endless cycle? Click the link below to get you on the path to homeownership! https://kenlends.com/apply-now/ KenLends.com #theocrealtor #mortgage #homebuyer #Rent #Renter Ask me any real estate or mortgage question. Do you know someone who should purchase a home, refinance, or turn home equity into cash, […]
Want to know how to calculate Loan to Value Ratio. Watch this video. It is less than 1:30. Want to know more about finance. Subscribe to my social media. Ask me any real estate or mortgage question. Do you know someone who should purchase a home, refinance, or turn home […]
Mortgage rates dropped again in August 2019. If your mortgage started in 2003 or later, you should watch this 4 minute video.
Rates have dropped. This means your purchasing power has gone up if you are looking to buy a home. If you are looking to refinance or pull equity, now is a great time. Do you know someone who should buy a home?
If you pay your mortgage monthly, you’re making 12 payments a year. Normally, the payment is due the 1st of every month. When you enroll in a bi–monthly payment program, you’re paying half your monthly amount every two weeks. There are 52 weeks in a year, so this works out to […]
What is a rate lock? It is an arrangement between you (the borrower), and the lender. Both agree to lock the interest rate for a certain period of time (as little as 10 days, as many as 180 days, 30 days is the most popular). Example: 30 year fixed rate […]
Looking for a zero down home loan in Orange County? Your in luck. The 20% down payment is a myth. We arrange home loans with smaller down payment options. In fact, some home loans require no down payment. In addition, the zero down payment home loan in Orange County can […]
This video compares Baby Boomers, Gen Xers, and Millennials adjusted to 2017 prices. The average income over 8 years and the average rent over those 8 years. The figures are astonishing. Take a look at my Rent Vs. Buy video coming up next.