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Loan to Value Ratio Explained

Want to know how to calculate Loan to Value Ratio. Watch this video. It is less than 1:30. Want to know more about finance. Subscribe to my social media. Ask me any real estate or mortgage question. Do you know someone who should purchase a home, refinance, or turn home […]

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Stanford Study Support Mortgage Brokers

Stanford Study Supports Mortgage Brokers. It really starts at 47 seconds if you want to fast forward. Have you worked with a mortgage broker? How was the experience? #mortgage #homeloan Ask me any real estate or mortgage question. Do you know someone who should purchase a home, refinance, or turn […]

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Real Estate Agent or Real Estate Broker?

Q & A: Question: What is the difference between a real estate agent and a real estate broker? Answer: Watch the video. Ask me any real estate or mortgage question. If you are thinking of purchasing a home, refinance, or turn home equity into cash, I can help with the […]

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Are Bi-Monthly Mortgage Payments Worth It?

If you pay your mortgage monthly, you’re making 12 payments a year. Normally, the payment is due the 1st of every month. When you enroll in a bi–monthly payment program, you’re paying half your monthly amount every two weeks. There are 52 weeks in a year, so this works out to […]

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What is a Rate Lock?

What is a rate lock? It is an arrangement between you (the borrower), and the lender. Both agree to lock the interest rate for a certain period of time (as little as 10 days, as many as 180 days, 30 days is the most popular). Example: 30 year fixed rate […]

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