Thinking outside the hardwood box? Flooring has come a long way. There are so many options and prices. Have you looked at vinyl recently? It looks and feels like wood in some cases, at a lower price. Check out this article. You’ve got 1970s parquet in the entry, vinyl sheet […]
Cord cutting isn’t just increasing, it could be escalating. I took full advantage of this over 5 years ago and never looked back. There are minimal sacrifices, and maximum savings (over $1,500 per year). I will provide step by step instructions that are super easy to follow, for free. The […]
Asbestos is no small matter. Most of us have been outside when air quality is bad. We know it’s not good for you. What about inside your home? Just because you may not be able to see it, does not mean it’s not there. Continue reading. For everything we hear […]
The changing face of the American bathtub. Would you want a bathtub in your home? Or would you prefer a shower? Or if you had the option, would you want both? You may want to check out this article. Bathtubs. They come jetted, stand-alone, claw-footed, and built in. Back in […]
How did you prepare for your mortgage? A typical answer may be, I saved money. Or, I was able to get a raise in employment compensation. These are good answers. But, I will attempt to compare something most of us have done as a child or as an adult. The […]
Can someone qualify for a mortgage if a collection is settled? Yes. In fact, Fannie Mae guidelines stipulate an unpaid collection may remain while still qualifying for a home loan. There are some restrictions too. But, here is a snap shot of the guideline […]
How many mortgage loan applications are made in the USA annually? It is different every year. Statistics are kept based on the Home Mortgage Disclosure Act (HMDA). As of May 7th, 2018, there are 5,852 financial institutions that report HMDA data. However, beginning with data collected in 2017, depository institutions […]
Can I get my already spent amount together with a home loan? The answer is no. If you are getting a home loan, you may have spent some money on, for instance, a credit report. This paid bill will not be financed into the loan amount. Other loan programs, such […]