No Appraisal Can Save You $500 or More

THE HUMAN ELEMENT IN HOME APPRAISALS For decades, now, we have been dealing with humans being replaced by streamlined processes or machines that end up making them dispensable. But what about eliminating the friendly face at the front door there to appraise your home? It appears appraisers may no longer […]

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Paying Off Your Home Loan Early

This is a great article about pro’s and con’s of early loan payoff and investment strategy. My recommendation would be stay open to changing strategies. Especially if you are closer to retirement. If you are in your 20’s to 50’s doing both would be a good idea. Gradually accelerate mortgage […]

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Are smart thermostats worth the cost?

Some of these new smart thermostats claim to save 15%-20%. This is an average. Weather in California is different than Maine. You may want to ask someone who has one installed in your local area. In Southern California, the air conditioner is often used more than the heater. Make sure […]

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Hidden expenses when selling your home

If you’re thinking about selling your house, plan ahead for extra costs that will take a chunk out of any profit you may make. The average American homeowner will spend $18,342 to sell their house, according to a new studyby real estate research firm Zillow and Thumbtack, an online site […]

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Should You Pay Off Your Mortgage or Invest Your Extra Money?

This is a good article for this person’s situation. I agree, low interest rate mortgage, keep making payments. Invest the inheritance. You should outpace the interest rate on the loan. I’m about to inherit a little bit of money. I’m 45 and have a wife and two kids. This money […]

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Seeking Smart, Funny — and a Credit Score Above 700

Really? People are concerned about one another’s credit score when dating? I guess its good to know if it is really low (current financial trouble, or prior financial trouble like a bankruptcy or foreclosure). What do you think about this article? You probably already know that your credit score can […]

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How to know you’ve reached financial independence

What to learn how to save money from the best? There is no better than Warren Buffett. This is a great article. Check out this picture from his youth.   Today I want to introduce you to the Crossover Point, that magical place where you have enough saved that you […]

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