What is a rate lock? It is an arrangement between you (the borrower), and the lender. Both agree to lock the interest rate for a certain period of time (as little as 10 days, as many as 180 days, 30 days is the most popular). Example: 30 year fixed rate […]
Looking for a zero down home loan in Orange County? Your in luck. The 20% down payment is a myth. We arrange home loans with smaller down payment options. In fact, some home loans require no down payment. In addition, the zero down payment home loan in Orange County can […]
This video compares Baby Boomers, Gen Xers, and Millennials adjusted to 2017 prices. The average income over 8 years and the average rent over those 8 years. The figures are astonishing. Take a look at my Rent Vs. Buy video coming up next.
This is becoming more popular, and appraisal waiver. This can save $500 or more as well as save you time. Watch this video. Or you can read my article, https://kenlends.com/no-appraisal-can-save-you-500-or-more/ Ask me any real estate or mortgage question. If you are thinking of purchasing a home, refinance, or turn home equity […]
It’s estimated 40 million Americans have errors on their credit report. Run your credit every four months for free. Make sure to take action if you discover an error. Watch this short video to get started. Then, watch part 1 and part 2. If you need help, reach out to […]
This video shows what happens when one person gets a free credit report from AnnualCreditReport.com and someone else gets a “free” credit score from a TV ad. Watch my video for step by step instructions running the free credit report from AnnualCreditReport.com. https://kenlends.com/run-your-credit-for-free-and-save-thousands/ Ask me any real estate or mortgage […]
How to Run a Free Credit Report (Part 1), use this link to view part 1, https://kenlends.com/run-your-credit-for-free-and-save-thousands/ . For access to my free guide, use this link, https://kenlends.com/free-credit-report/ . The sample letter for removing a credit item that is not yours, use this link, https://kenlends.com/free-sample-credit-dispute-letters/ . The sample letter for […]
How to Fix Your Credit Report (Part 2), https://kenlends.com/run-your-credit-for-free-and-save-thousands-part-2/ .For access to my free guide, use this link, https://kenlends.com/free-credit-report/ . The sample letter for removing a credit item that is not yours, use this link, https://kenlends.com/free-sample-credit-dispute-letters/ . The sample letter for removing an account error to your credit report, use this link, https://kenlends.com/free-sample-credit-dispute-letters/ Do you want my […]