Looking for a zero down home loan in Orange County? Your in luck. The 20% down payment is a myth. We arrange home loans with smaller down payment options. In fact, some home loans require no down payment. In addition, the zero down payment home loan in Orange County can be combined with closing cost assistance. This could mean little or no money out of your pocket when buying your first home.

What is the biggest hurdle to home ownership? The answer is lack of down payment funds. That is why this program is so exceptional. The zero down home loan combined with closing cost assistance is sponsored by CalHFA. CalHFA is the California Housing Finance Agency. For the last 40 years, CalFHA has helped the first time homebuyer.

CalHFA considers a first time homebuyer someone who has not owned a home in the last 3 years. For example, if you sold your home 4 years ago, you are eligible. Qualifying is very similar to most home loan programs. We will review your credit, income, employment, assets (if required), etc.

Bonus, the maximum purchase price for this program is $705,000. This maximum price opens doors to dream homes. Check out the bullet points in this 2 minute video. Then, contact me to see if you qualify for the zero down home loan in Orange County.

Ask me any real estate or mortgage question. If you are thinking of purchasing a home, refinance, or turn home equity into cash, I can help with the process. Click this link, Contact me today.