If you pay your mortgage monthly, you’re making 12 payments a year. Normally, the payment is due the 1st of every month. When you enroll in a bi–monthly payment program, you’re paying half your monthly amount every two weeks. There are 52 weeks in a year, so this works out to […]
What is a rate lock? It is an arrangement between you (the borrower), and the lender. Both agree to lock the interest rate for a certain period of time (as little as 10 days, as many as 180 days, 30 days is the most popular). Example: 30 year fixed rate […]
Who does low down payment loans in Orange County? You have landed at the right place. We offer zero down home loans as well as very small down payment loans (1.5%) for loan amounts above $484,350. Watch this short video. Contact me to get started. You do not need 20% […]
Looking for a zero down home loan in Orange County? Your in luck. The 20% down payment is a myth. We arrange home loans with smaller down payment options. In fact, some home loans require no down payment. In addition, the zero down payment home loan in Orange County can […]
This video compares Baby Boomers, Gen Xers, and Millennials adjusted to 2017 prices. The average income over 8 years and the average rent over those 8 years. The figures are astonishing. Take a look at my Rent Vs. Buy video coming up next.
Pets — they’re our comrades, our TV-watching sofa buddies, our motivation to get outside and take a walk. There’s no denying that dogs (or cats) are man’s best friend, but they’re not always easy to live with. Here are some ways to strategically design your home to accommodate both you […]
This is becoming more popular, and appraisal waiver. This can save $500 or more as well as save you time. Watch this video. Or you can read my article, https://kenlends.com/no-appraisal-can-save-you-500-or-more/ Ask me any real estate or mortgage question. If you are thinking of purchasing a home, refinance, or turn home equity […]
It’s estimated 40 million Americans have errors on their credit report. Run your credit every four months for free. Make sure to take action if you discover an error. Watch this short video to get started. Then, watch part 1 and part 2. If you need help, reach out to […]